Origin Financial is an AI financial advisor app that unifies budgeting, spend tracking, investing, forecasting, tax filing, and estate planning in one platform, layered with a conversational AI advisor that answers questions grounded in the user’s own linked account data. It connects to bank, credit, and investment accounts via Plaid, MX, and Mastercard, and its investment advice is delivered through an SEC-registered investment advisor subsidiary rather than as unregulated commentary. Origin Financial is offered directly to consumers and also distributed as an employee financial-wellness benefit through employer and partner programs.

Own your wealth.

Key features

AI Advisor (chat) — grounded in your connected account data
AI Budget Builder — auto-generates and tracks a monthly budget
Spend tracking — aggregated, auto-categorized transactions
Subscription detection
Investing — real-time portfolio monitoring across account types
Forecasting — scenario modeling for net worth and goals
Estate Planning — basic Will included, full plans as paid add-on
Taxes — simplified tax filing
Couples/partner access — free joint account management
CFP access — discounted planner sessions for annual members

Strengths

Combines budgeting, investing, tax, and estate planning in one subscription
AI advice delivered through an SEC-registered investment advisor entity
Free partner/couples access
Available direct-to-consumer and as an employer benefit

Best for

Individuals wanting a single app to track net worth across accounts
Couples managing shared finances together
People wanting AI-assisted budgeting without a human planner
Employees whose employer offers Origin as a benefit

Integrations

Plaid (api, deep, system)
MX (api, deep, system)
Mastercard (api, basic, system)
DriveWealth (api, deep, system)

Pricing

USD 12.99 / month

Origin Financial

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Added By Caroline Zhang